Financial planning

The Financial Planning Center offers comprehensive fee-only financial planning and/or investment management for investors of all sizes; we have no account minimums. We do not propose to be "wealth managers" for the rich, but are focused instead on the needs of the middle class client. We do not accept commissions on investment products; we manage investments on a fee-only basis. Our financial planning services are available separately from our investment management services.
Areas of planning include:

• Portfolio review and evaluation
  
• Cash flow analysis
• Budgeting
• Tax projections
• Tax planning
• Retirement planning
• Planning for special needs family member
• Education funding planning
• Retirement account investment analysis and allocation
• Estate analysis and planning
• Risk management analysis

Fiduciary Investment Management

We hold ourselves to a strict fiduciary standard, meaning that we will always place your financial interests above our own; this goes beyond the suitability standard that many stockbrokers and financial advisors might follow, and is what the CFP Board of Standards demands of its practitioners. We manage investments for a quarterly fee, which varies depending on the size of the combined accounts in a client household. We do not charge commissions for any investments.

• No account minimums
  
• Fiduciary standard of care
• CFP® practitioner code of ethics
  
• Investor access to portfolio reporting and analytics